UAP can help you with workers’ compensation

May 28, 2025

United American Payroll (UAP) can provide significant assistance to a business when it comes to workers’ compensation in the following ways:

  1. Risk Management and Safety Programs: UAP has experts in risk management who can help identify workplace hazards and implement safety programs to reduce the risk of workplace injuries. By proactively addressing safety concerns, UAP can help lower the frequency and severity of workers’ compensation claims.
  2. Workers’ Compensation Insurance: UAP carries their own workers’ compensation insurance policy, which covers all of its clients’ employees. This means that UAP assumes the responsibility for providing workers’ compensation coverage, handling claims, and managing the associated administrative tasks.
  3. Claims Management: UAP has dedicated claims management teams to handle workers’ compensation claims efficiently and effectively. UAP will file claims, managing the claims process, and coordinating with the insurance carrier and medical providers.
  4. Return-to-Work Programs: UAP will help its clients implement return-to-work programs that facilitate the transition of injured employees back to suitable modified duties, reducing the impact of lost workdays and promoting a faster recovery.
  5. Premium Audits and Reporting: UAP handles workers’ compensation premium audits and reporting on behalf of their clients, ensuring accurate and timely submissions to insurance carriers and regulatory authorities.
  6. Experience Modification Rate (EMR) Improvement: UAPs’ risk management efforts can lead to a better Experience Modification Rate (EMR), which affects workers’ compensation premiums. A lower EMR can result in cost savings for the business.
  7. Compliance and Legal Support: UAP stays up-to-date with workers’ compensation laws and regulations, ensuring compliance with all relevant requirements. They can also provide legal support in case of disputes or challenges related to workers’ compensation claims.
  8. Cost Predictability: UAP offers a co-employment arrangement, which helps businesses forecast and control workers’ compensation costs more effectively. This can be especially beneficial for small and medium-sized businesses that may face volatility in their workers’ compensation expenses.

By leveraging the expertise and resources of UAP, businesses can streamline workers’ compensation administration, improve safety, reduce costs, and focus on their core operations. Call UAP to find out more.